Frequently Asked Questions
Get answers to common questions about Peranyo Agad loan application process, requirements, interest rates, and payment terms. We're here to help you understand our services better.
With Peranyo Agad, you can get approved in as fast as 5 minutes for personal loans and same day for business loans. Our automated system processes applications 24/7, and funds are typically released within 24 hours of approval.
You need to be at least 21 years old, a Filipino citizen or permanent resident, have a valid government ID, proof of income, and an active bank account. For business loans, additional business documents may be required.
Our interest rates range from 1.8% to 2.5% per month depending on the loan type and amount. We have no hidden fees - all charges are clearly disclosed before you sign the loan agreement.
You can repay through multiple channels: online banking, over-the-counter bank deposits, GCash, PayMaya, or through our partner payment centers nationwide. We also offer automatic debit arrangements.