Loan Terms & Rates

LOAN OPTIONS

Flexible loan terms designed for Filipino borrowers

Competitive interest rates and flexible payment terms to help you achieve your financial goals.

Personal Loan

₱5,000 - ₱25,000

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  • 2% Monthly Interest Rate
  • 90-180 Days Payment Term
  • No Hidden Fees
  • Fast Approval (5 minutes)
  • 24/7 Customer Support
  • Flexible Payment Options
  • Online Application

Business Loan

₱25,000 - ₱100,000

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  • 1.8% Monthly Interest Rate
  • 3-12 Months Payment Term
  • No Collateral Required
  • Same Day Approval
  • Dedicated Account Manager
  • Multiple Payment Channels
  • Business Growth Support

Emergency Loan

₱1,000 - ₱15,000

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  • 2.5% Monthly Interest Rate
  • 90 Days Payment Term
  • Instant Approval (2 minutes)
  • 24/7 Processing
  • Emergency Hotline Support
  • Same Day Fund Release
  • Minimal Requirements
FAQ

We’ve got you covered

You need to be 21-65 years old, Filipino citizen, have valid ID, proof of income, and active bank account. Additional documents may be required for business loans.

Personal loans can be approved in 5 minutes, business loans same day, and emergency loans in just 2 minutes. Funds are released within 24 hours.

Interest rates range from 1.8% to 2.5% per month depending on loan type. Business loans have the lowest rates at 1.8% monthly.

You can repay through online banking, bank deposits, GCash, PayMaya, or partner payment centers. Automatic debit arrangements are also available.

Ready to get your loan?

Join thousands of satisfied customers who trust Peranyo Agad
for their financial needs. Apply now!

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